International Holidays and a Currency Exchange Strategy

When should I exchange money for my international vacation?

There are so many things to think about when you're planning an international holiday. Whether it is a short two or three day trip or an extended vacation, there are a lot of loose ends that need to be addressed in order to make the trip an exciting adventure. Most travelers don't know how to exchange money for a trip to another country. Most of us are used to the typical trip to the beach or another city or state within our own country. Exchange rates are not an issue on those familiar trips, but when we're traveling to other countries, the exchange rate becomes a major issue and it's important to know how it works.

Waiting until you arrive in Kuala Lumpur to exchange Dollars for Ringgits for example, may not be the most economical way to handle your money. The Ringgits may have increased in value overnight and you end up paying more than necessary, not only because of the value difference, but the fee for the exchange is more. Just a 1400 point difference in the Dollar/Ringgits exchange pair may cost you an extra $140 for every $1000 you exchange and that's a budget breaker no one expects. Airport exchange merchants add a commission to each exchange and may only change the posted rate a few times a day, so it's best to avoid them

The best way to exchange money is to average your exchanges. Exchange small amounts of money at different times while you're planning the trip. Averaging will offset any value surges and you know exactly what each exchange costs before you leave home. Averaging is especially important on extended trips because there's more money involved. When you average, your budget is more realistic and much more accurate.

Where should I exchange my money?

Most people go to the bank and exchange money. Banks are not the most frugal way to exchange money. They add a fee to every exchange that can be 3% or more and they only post one or two rates a day, which means you may not get a real time rate. Credit card companies don't do you any favors. They use their own rate, which includes a built-in profit and they add a surcharge to every credit card transaction on the trip, so you don't really know how much money you're spending, until you get the statement and by then the damage has been done.

Currency brokers watch the exchange market constantly. They will exchange your money using a real time rate and will help you average your exchanges by notifying you when the rate is in your favor. A broker does make a couple of points on your exchanges, but they usually save you money by making timely exchanges.

Other travel tips

Some countries have a limit on the amount of cash you can carry through customs. Do some research and stay within the limit. Always carry cash in a money belt or a hidden pocket that's secure and out of sight. Use hotel safes and other security measures when you arrive at your destination and remember that common sense is your best security weapon when you use it.

More information on the forex and currency trading market can be found at ForexTraders.com.  The experts on this site analyze this fluctuating market every hour to bring you important information on forex price action, strategies, broker reviews and different analysis.

Safety and Healty Tips in Kuala Lumpur

Generally, Kuala Lumpur is very safe cities to travel, most of the people able to understands and speak English, do not shy to ask if you need any assistant. However, bad things can be happen to anyone in anywhere. Below are few safety and healthy tips when you travel in Kuala Lumpur, Malaysia.

Safety Tips in Kuala Lumpur,

1. Do not leave your valuable item such Video cam, Camera, luggage or any things unattended.
2. Plan your travel ahead, such where to stay, where to go, how to go before you travel to Kuala Lumpur.This will reduces your changes to get lost or landed at the places you should not be. If you had no idea where to go in Kuala Lumpur, lets the professional such tour agents or private tour guide plan your itinerary.
3. Get advice from your hotel or nearest local tourist information office or hire a private tour guide.
4. Use credit cards instead of cash where possible. Plan ahead how much you need to spents such for souvenirs, melas or etc, possible make payment for Hotel or transportations while you at your country.
5. Do not keep all your money or credit card in one wallet; you should keep some of your money or credit card in different pocket. Maybe you can consider a second wallet as dummy wallet whereby you can keep small domination money. If any things happen just let go the dummy wallet.
6. Travel in group wherever possible especially if you are women.
7. Always alert on surrounding area especially the motorcycle rider wearing full face helmet and jacket, snatch thieve among the highest rate in Kuala Lumpur.
8. Keep your original passport in Hotel safe box, just bring your Photostat passport, don't worry about Malaysia police, they quiet lenient especially to the tourist. Always have your country Embassy in Kuala Lumpur contact number.
9. Always bring your hard copy important contact number such family, Banks, Embassy, Hotels. This will use as reference for emergency case.
10. Had a local contact number, such local tourist police or someone that able to guide and help when you in difficult situation.
11. If you using public transport such taxi or buses, try to record down the registration number.
12. Use the main entrance of the hotel when you arrive late at night.
13. It is advisable to hand in the keys to your room at reception when going out.
14. Always wearing a simple dress. Avoid ostentatious displays of wealth.
15. Do not accept any drink offer from the stranger.
16. Walk in confident even you are lost. React fast before you lost further.
17. The most important things be nice and courtesy to everyone,

Kuala Lumpur Travel - 10 Essential Tips To Maximize Your Time and Money

Kuala Lumpur (or KL for short) is an incredibly fascinating and diverse Asian city. However, without proper planning, your visit could be hampered by poor choices such as selecting the wrong hotels or tours. Knowing a few things can go a long way towards making your stay in KL pleasant and enjoyable.

Here are ten essential tips for planning your vacation to Kuala Lumpur.

1. Plan your holiday early. Planning your trip at least 3 months in advance will give you ample time to prepare and search for the best deals and rates.
2. When to travel? Try to travel during the low season. During the low season, most hotels in Kuala Lumpur will offer special discounts or room rates. You will also find it easier to move around the city or outside Kuala Lumpur because there will be fewer local tourists around.
3. Book flights early. Low cost carriers and a few premier airlines will offer cheaper flight tickets if you make your bookings earlier.
4. Book rooms online. Most hotels in Kuala Lumpur offer discounts if you make your room bookings online, especially if you do so through their online agents. Due to intense online competition, some agents are willing to lower their prices as long as they can increase their sales volume.
5. Mode of transportation. An important factor that could affect your travel experience is the mode of transportation that you choose. Using public transportation such as buses or taxis will require a longer time to reach your destination. You will also need to take the weather into consideration as Kuala Lumpur is typically very hot and humid—with rain sometimes in the evening. In addition, some taxi drivers can be very choosy about the destination they are willing to drive to, and can be reluctant to use the meter (especially during peak hours). Hiring a knowledgeable private tour guide will shorten your travel time and ensure the smoothest and most comfortable journey possible. With a private tour guide, more time can be spent enjoying your favorite destinations in Kuala Lumpur, giving you the best value for your time and money.
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Visiting Kuala Lumpur Petronas Twin Towers

If you’re traveling to Kuala Lumpur, be sure to add a visit to the Kuala Lumpur Petronas Twin Towers to your itinerary. The Twin Towers—as they’re known locally—are one of the tallest buildings in the world. A unique aspect of the Kuala Lumpur Twin Towers is that its design is influenced by the geometric principles unique to Islamic architecture. Taking seven years to build, each tower has 88 floors.

About halfway up, a skybridge connects the two towers. If you plan to see the view from the skybridge, take note that tickets are free and distributed on a first-come, first-served basis. On busy days, they can finish quickly, so it’s best to arrive in the morning to collect your ticket (note: visiting hours are from 9am – 5pm and the skybridge is closed on Mondays).

While the Kuala Lumpur Twin Towers primarily house business offices on the upper floors, there is also a large luxury shopping mall at the bottom known as Suria KLCC. Home to many high-end designer brands, the mall is a shopping haven for tourists and locals alike. When you need a break from shopping, catch a movie at the cinema located on the third floor. There is also a wide variety of food to suit your budget and tastes as the mall has a large food court as well as many restaurants and cafes.

But it’s not all about shopping and eating in the Kuala Lumpur Twin Towers. While you’re there, you can also get a dose of art and culture by visiting the Galeri Petronas, a leading art gallery which showcases both local and foreign artwork.

As the sun sets after your busy day, it’s time to step outside to take in the view. This is because night time is probably the best time to view the Kuala Lumpur Twin Towers. Against the dark backdrop of the night sky, the two towers make an awe-inspiring sight to behold as they are lit up like Christmas trees after dusk.

 If you walk over to the KLCC Park located at the base of the Twin Towers, there will be one last spectacle to feast your eyes on—dancing fountains. Called Lake Symphony, these water fountains dance playfully accompanied by a light show, ending your visit to the Kuala Lumpur Twin Towers on a high note. In fact, don’t be surprised if you find yourself asking when you can come back again!